AmeriAdvance Review: Does This Company Get My Recommendation for Trustworthiness?
With this AmeriAdvance review, I’m going to just assume that you’re in a bit of a hurry.
I understand what it’s like to be in a rough financial position and need a quick loan so that you can cover some emergency that’s popped up unexpectedly, or pay some looming bill that’s about to get something shut off.
So with this review, I just want to answer the questions that you probably have about AmeriAdvance, and their payday loans.
Is AmeriAdvance a Trustworthy Company?
Of course this is what’s first and foremost on your mind. You want to be certain that the company that you’re going with for this cash advance is safe and trustworthy.
First of all, you can pat yourself on the back for being so diligent to find out. Most people jump into these things because they’re in a financial mess, without even taking into consideration what type of company they’re dealing with.
Again… you’re in a hurry so I’ll put your fears at ease right now…
AmeriAdvance is certainly one of the more trustworthy companies out there for payday loans.
What I Liked About AmeriAdvance…
There are a few things that I really liked about AmeriAdvance.
First of all, when you go to their website you’ll see that they’ve got a very simple to understand and navigate layout. There’s really no guess work involved here. It’s all plainly laid out for you.
The fact is that you’re already stressed out enough, so you don’t need to have to try searching through some crazy discombobulated website just to find out what to do next.
How About Security?
The other thing that you’ll like about their site is that it’s extremely safe. When you go to their site, you’ll notice that the URL begins with ‘https’ rather than just ‘http’ which means that you’re on a secure site.
The website is secured with SSL technology. To top it off they utilize very trustworthy security providers like McAfee, TRUSTe, and GeoTrust. When you’re submitting sensitive information online, it’s crucial to have a superior encryption service employed to protect you. AmeriAdvance does just that.
I also really like the fact that they’re a U.S. based company…based out of Encino, California. This helps make them much more trustworthy in my eyes.
The Lending Process for AmeriAdvance…
First of all let’s understand that AmeriAdvance is not the company that’s going to be supplying your loan. They simply act as a middle man, and go out and find you a loan with the best lenders that meet your needs. They’ll shop your loan around to their list of reliable lenders, and therefore you’ll be getting the best deal possible for your loan.
One of the drawbacks to this is that it does draw out the process a bit so that you’re now going to have to deal with a third party for your loan.
However on the flipside of that coin is that you can save a lot of money on your payday loan. Plus you’ll have that extra little bit of confidence in the fact that you’ll be approved with so many options and lenders looking at your application.
The application process takes just a few minutes to complete. It’s about 2 pages of info that they’ll ask for… including which includes all the basic info like name and address etc…. and then on to more sensitive stuff like your birthday, drivers license number, employment history, social security number, and banking info (account number, etc.)
To qualify for your loan you simply need to be at least 18 years of age, be employed, have a bank account with direct deposit, and be a U.S. Citizen. Of course since your loan is being shopped around, there may be some further requirements by the actual lenders.
Once you supply your info, you’ll be contacted by phone about your application and then very likely approved very soon after.
There’s really no faxing involved except for rare occasions as per their website.
How Much Can You Borrow…
With AmeriAdvance you can borrow up to $1500, which is more than a lot of the companies who cap you at $1000.
Generally the fee for the loan is $20 to $25 (per $100 dollars borrow) which is a bit pricey, but the reason is likely that the lender must give AmeriAdvance their cut for referring you.
But the thing is…you may not be in the best position at this time for bargaining… and you realize that. That plus the ease of having AmeriAdvance go out and do all of the hard work for you makes things a lot easier on you.
All in all I have to say that of most of the companies out there, AmeriAdvance is the most trustworthy and secure that I’ve seen.
If you’re in the need of quick cash, and this AmeriAdvance review has shown you that this company is worth doing business with, then go to their site to start the fast and easy application process by clicking here now!